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Point your phone at the QR code to get the Pei Beta app.

Banking
made
Beta

Experience seamless digital banking with QR payments, instant cash-outs, and powerful spending insights – all in one app.

What is Pei Beta?

Pei Beta is Kina Bank’s revolutionary mobile banking app that brings modern financial services to Papua New Guinea. Experience banking that’s fast, secure, and designed for your lifestyle.

Cash Out

Withdraw your money from our registered Pei Beta Merchants.

QR Pay

Scan and pay instantly at any Registered Pei Beta Merchant. No Cash, no card just your phone.

Top-Ups

Add money to your account instantly from multiple sources and payment methods.

Spend Analytics

Track your spending patterns and budgets with intelligent insights and reports.

Coming Soon

Not a Kina Bank customer yet? Register your interest and be the first to know when Pei Beta becomes available to everyone.

Why Choose Pei Beta

We're committed to making banking affordable and accessible for everyone in Papua New Guinea.

No Monthly Fees

QR Payments

Access to fund instantly

Biometrics

Stay Safe with Pei Beta?

Your security is our priority. Follow these simple tips to keep your account safe and secure.

Keep Your PIN Safe

Never share your PIN with anyone. Kina Bank will never ask for your PIN via phone, email, or SMS.

Use Secure Networks

Always use trusted internet connections when banking. Avoid public Wi-Fi for sensitive transactions.

Monitor Your Account

Check your account regularly and report any suspicious activity immediately to our Pei Beta support team.

Beware of Scams

Be cautious of phishing attempts. Official Kina Bank communications will always come from verified sources.

 
 
 

Frequently Asked questions

Got questions about Pei Beta? We've got answers! Find everything you need to know about our innovative banking app.

Pei Beta wallet is a secure and user-friendly digital wallet powered by Kina Bank that allows Pei Beta Wallet users in Papua New Guinea to perform the following;
  • Mobile Credit Top Up
  • Pay to Phone Number
  • Easipay Top Up
  • QR Payment
  • Biometrics

Benefits:

  • Competitive Rates & Fees
  • Access to Funds Instantly
  • Universal Access
  • Financial Inclusion

To sign up for the Pei Beta Wallet, you will need an active email address and mobile number. You must also be a Kina Bank customer and hold valid personal online banking credentials.

  1. Download Pei Beta wallet on Play Store or App Store
  2. Select Sign up
    • Enter Username & Password
    • Verify your email and phone number with OTP
  3. Create a username & Password
  4. Answer security questions
  5. Create a 6 digit pin
  6. Biometric Selection (Optional)

  • Top Up your Wallet:
    1. Using Scheme Cards: You can top up your wallet using your Visa, MasterCard, or UPI card.
    2. For Kina Bank Customers: In addition to using scheme cards, you can link your Kina Bank account to your wallet for direct wallet top-ups.
  • Perform Transactions
    1. At Registered Merchants: Use your wallet to make payments at any registered Pei Beta merchant.
    2. Mobile Credit Top Up
    3. Pay to Phone Number
    4. Easipay Top Up

Feature Fee
Add Money No Fee
QR Pay K0.10 toea
Pay to Phone K0.10 toea
Cash Out at Merchant K1.00 for less than K100.00
Cash Out at Merchant K2.00 for more than K100.00
Mobile Top-up No Fee
Easipei Top-up No Fee
Dormant fee (12 months of inactivity) K1.00 monthly fee

Yes, you can sign up for the Pei Beta Wallet while overseas. However, please note that if you register from another country, you will have access to the Pei Beta app without the full wallet functionality. This means you will only be able to perform mobile top-ups and Easipay top-ups.

Yes, anyone can sign up for the Pei Beta Wallet. However, Level 1 users will not have access to a wallet balance, and all transactions will be card-based. To unlock full wallet functionality and features, you must be a Kina Bank account holder.

Yes you can withdraw cash at registered Pei Beta merchants only.

Click on the email [email protected] and send us a message. A response will be sent to you within 24 hours of receipt during normal business hours.